Organized Crime Invades Cyberspace - Computerworld, 30 Aug 2004

https://www.aqa.issuebits.com:8443/keswebmodule/keservlet?hardquestion1.htm
Dan Verton
"Once the work of vandals, viruses and other malware are now being launched by criminals looking for profits. Antivirus researchers have uncovered a startling increase in organized virus- and worm-writing activity that they say is powering an underground economy specializing in identity theft and spam. "